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Terms & Conditions

Last Revised: October 12, 2019

Welcome to PanamaOffers
These terms and conditions outline the rules and regulations
for the use of PanamaOffers Website i.e.

https://(www).panamaoffers.com

PanamaOffers Address:
Sonnhaldenweg 6

4852 Rothrist / AG

Switzerland

Terms and Conditions

By accessing this website we assume you accept these terms and conditions in full. Do not continue to use PanamaOffers website if you do not accept all of the terms and conditions stated on this page.

The following terminology applies to these Terms and Conditions, Privacy Statement and Disclaimer Notice
and any or all Agreements: “Client”, “You” and “Your” refers to you, the person accessing this website
and accepting the Company’s terms and conditions. “The Company”, “Ourselves”, “We”, “Our” and “Us”, refers
to our Company. “Party”, “Parties”, or “Us”, refers to both the Client and ourselves, or either the Client
or ourselves.

All terms refer to the offer, acceptance, and consideration of payment necessary to undertake
the process of our assistance to the Client in the most appropriate manner, whether by formal meetings
of a fixed duration, or any other means, for the express purpose of meeting the Client’s needs in respect
of the provision of the Company’s stated services/products, following and subject to, prevailing law
of Switzerland.

Any use of the above terminology or other words in the singular, plural, capitalization and/or he/she or they, are taken as interchangeable and therefore as referring to same.

Cookies
We employ the use of cookies. By using PanamaOffers website, you consent to the use of cookies
per PanamaOffers privacy policy. Most of the modern day interactive websites
use cookies to enable us to retrieve user details for each visit. Cookies are used in some areas of our site
to allow the functionality of this area and ease of use for those people visiting. Some of our
affiliate/advertising partners may also use cookies.

License
Unless otherwise stated, PanamaOffers and/or it’s licensors own the intellectual property rights for
all material on PanamaOffers. All intellectual property rights are reserved. You may view and/or print
pages from https://www.panamaoffers.com for your personal use subject to restrictions set in these terms and conditions.

You must not:
Republish material from https://www.panamaoffers.com
Sell, rent or sub-license material from https://www.panamaoffers.com
Reproduce, duplicate or copy stuff from www.panamaoffers.com

Redistribute content from PanamaOffers (unless the content specifically made for redistribution).

User Comments
This Agreement shall begin on the date hereof.
Certain parts of this website offer the opportunity for users to post and exchange opinions, information,
material and data (‘Comments’) in areas of the site. PanamaOffers does not screen, edit, publish
or review Comments before their appearance on the website and Comments do not reflect the views or
opinions of PanamaOffers, its agents or affiliates. Comments reflect the look and judgment of the
person who posts such picture or opinion. To the extent permitted by applicable laws PanamaOffers shall
not be responsible or liable for the Comments or any loss cost, liability, damages or expenses caused
and or suffered as a result of any use of and/or posting of and/or appearance of the Comments on this
website.
PanamaOffers reserves the right to monitor all Comments and to remove any Comments which it considers
in its absolute discretion to be inappropriate, offensive or otherwise in breach of these Terms and Conditions.

You warrant and represent that:
You are entitled to post the Comments on our website and have all necessary licenses and consents to
do so;
The Comments do not infringe any intellectual property right, including without limitation copyright,
patent or trademark, or other proprietary rights of any third party;
The Comments do not contain any defamatory, libelous, offensive, indecent or otherwise unlawful material
or material which is an invasion of privacy
The Comments will not be used to solicit or promote business or custom or present commercial activities
or illegal activity.

You now grant to PanamaOffers a non-exclusive royalty-free license to use, reproduce,
edit and authorize others to use, reproduce and edit any of your Comments in any forms, formats
or media.

Hyperlinking to our Content
The following organizations may link to our Website without prior written approval:

Government agencies;
Search engines;
News organizations;
Online directory distributors when they list us in the directory may link to our Website in the same
manner as they hyperlink to the Websites of other listed businesses; and Systemwide Accredited Businesses except soliciting non-profit organizations, charity shopping malls, and charity fundraising groups which may not hyperlink to our Web site.

These organizations may link to our home page, to publications or to other Web site information so long as the link: (a) is not in any way misleading; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products or services; and (c) fits within the context of the linking party’s site.

We may consider and approve in our sole discretion other link requests from the following types of organizations:
commonly-known consumer and/or business information sources such as Chambers of Commerce, American Automobile Association, AARP and Consumers Union;
dot.com community sites;
associations or other groups representing charities, including charity giving sites,
online directory distributors;
internet portals;
accounting, law and consulting firms whose primary clients are businesses; and
educational institutions and trade associations.

We will approve link requests from these organizations if we determine that: (a) the link would not reflect
unfavorably on us or our accredited businesses (for example, trade associations or other organizations
representing inherently suspect types of business, such as work-at-home opportunities, shall not be allowed
to link); (b)the organization does not have an unsatisfactory record with us; (c) the benefit to us from
the visibility associated with the hyperlink outweighs the absence of, and (d) where the
link is in the context of general resource information or is otherwise consistent with editorial content
in a newsletter or similar product furthering the mission of the organization.

These organizations may link to our home page, to publications or other Web site information so long as
the link: (a) is not in any way misleading; (b) does not falsely imply sponsorship, endorsement or approval
of the linking party and its products or services; and (c) fits within the context of the linking party’s
site.

If you are among the organizations listed in paragraph 2 above and are interested in linking to our website,
you must notify us by sending an e-mail to [email protected]
Please include your name, your organization name, contact information (such as a phone number and/or e-mail
Address) as well as the URL of your site, a list of any URLs from which you intend to link to our Website,
and a list of the URL(s) on our site to which you would like to connect. Allow 2-3 weeks for a response.

Approved organizations may hyperlink to our Website as follows:
By use of our corporate name; or
By use of the uniform resource locator (Web address) linked to; or
By use of any other description of our Website or material linked to that makes sense within the
context and format of content on the linking party’s site.

No use of PanamaOffers logo or other artwork will be allowed for linking absent a trademark license agreement.

Iframes
Without prior approval and express written permission, you may not create frames around our Web pages or
use other techniques that alter in any way the visual presentation or appearance of our Web site.

Reservation of Rights
We reserve the right at any time and in its sole discretion to request that you remove all links or any particular
link to our Website. You agree to remove all links to our Website upon such request immediately. We also
reserve the right to amend these terms and conditions and its linking policy at any time. By continuing
to link to our Website, you agree to be bound to and abide by these linking terms and conditions.
Removal of links from our website
If you find any link on our Website or any linked web site objectionable for any reason, you may contact
us about this. We will consider requests to remove links but will have no obligation to do so or to respond
directly to you.
While we endeavor to ensure that the information on this website is correct, we do not warrant its completeness
or accuracy; nor do we commit to ensuring that the site remains available or that the material on the
website is kept up to date.

Content Liability
We shall have no responsibility or liability for any content appearing on your Website. You agree to indemnify
and defend us against all claims arising out of or based upon your Website. No link(s) may appear on any
page on your Website or within any context containing content or materials that may interpreted as
libelous, obscene or criminal, or which infringes, otherwise violates, or advocates the infringement or
other violation of, any third party rights.

Returns

Our policy lasts three days. If three days have gone by since your purchase, unfortunately, we can’t offer you a refund or exchange.

To be eligible for a return, your item must be unused and in the same condition that you received it.

Additional non-returnable items:
* Gift cards
* Downloadable software products

To complete your return, we require a receipt or proof of purchase.

Refunds (if applicable)
Once your return is received and inspected, we will send you an email to notify you that we have received your returned item. We will also inform you of the approval or rejection of your refund.
If you are approved, then your refund will be processed, and a credit will automatically applied to your credit card or original method of payment, within a certain amount of days.

Late or missing refunds (if applicable)
If you haven’t received a refund yet, first check your bank account again.
Then contact your credit card company, it may take some time before your refund posted.
Next, contact your bank. There is often some processing time before a refund is posted.
If you’ve done all of this and you still have not received your refund yet, please contact us at [email protected]

Sale items (if applicable)
Only regular priced items may be refunded. Unfortunately, sale items cannot be refunded.

Exchanges (if applicable)
We only replace items if they are defective or damaged. If you need to exchange it for the same item, send us an email at [email protected] and send your item to SONNHALDENWEG 6, ROTHRIST, AG, 4852, Switzerland.

Gifts
If the item was marked as a gift when purchased and shipped directly to you, you’d receive a gift credit for the value of your return. Once the returned item is received, a gift certificate will be mailed to you.

If the item wasn’t marked as a gift when purchased, or the gift giver had the order shipped to themselves to give to you later, we will send a refund to the gift giver, and he will find out about your return.

Shipping
To return your product, you should mail your product to SONNHALDENWEG 6, ROTHRIST, AG, 4852, Switzerland.

You will be responsible for paying for your shipping costs for returning your item. Shipping costs are non-refundable. If you receive a refund, the cost of return shipping will be deducted from your refund.

Depending on where you live, the time it may take for your exchanged product to reach you may vary.

If you are shipping an item over $75, you should consider using a trackable shipping service or purchasing shipping insurance. We don’t guarantee that we will receive your returned item.

Disclaimer
To the maximum extent permitted by applicable law, we exclude all representations, warranties, and conditions relating to our website and the use of this website (including, without limitation, any warranties implied by law in respect of satisfactory quality, fitness for purpose and/or the use of reasonable care and skill). Nothing in this disclaimer will:

limit or exclude our or your liability for death or personal injury resulting from negligence;
limit or exclude our or your liability for fraud or fraudulent misrepresentation;
define any of our or your responsibilities in any way that not permitted under applicable law; or
eliminate any of our or your liabilities that may not excluded under applicable law.

The limitations and exclusions of liability set out in this Section and elsewhere in this disclaimer: (a)
are subject to the preceding paragraph, and (b) govern all liabilities arising under the disclaimer or
concerning the subject matter of this disclaimer, including obligations arising in contract, in tort
(including negligence) and for breach of statutory duty.
To the extent that the website and the information and services on the site provided free of charge,
we will not be liable for any loss or damage of any nature.

Subject to surat jurisdiction. We may update these terms and condition whenever we want without notifying anyone.

Contact Information
If you have any queries regarding any of our terms, please contact us.

Privacy Policy